Create a HOT, Unique Product in as Little as 24 Hours...

Chris Rempel ["Confessions of a Lazy Super-Affiliate"] has just released a new e-book that'll simultaneously free your creative and entrepreneurial impulses and put more money in your bank account.

Apply what you learn after reading this, and you can realistically be accepting orders for your own, HOT-selling digital product in as little as 24 hours from now...

"The 24-Hour HOT Product Formula"
Anyone who has worked as an affiliate marketer -- i.e., promoting other people's products [legit, high-quality and otherwise], using their affiliate networks, and getting paid on their terms -- knows that, while affiliate marketing certainly has the potential to generate a healthy income stream, there can be some headaches along the way. Plus, there's a ceiling, of sorts, on how much money you can make in affiliate marketing.

Take control!

==> http://TinyURL.com/croey7

Chris Rempel's new "24-Hour HOT Product Formula" shows you how to quickly and easily create a 100% unique, hot-selling digital product -- on virtually any topic you like -- in as little as 24 hours.

In five modules/lesssons over 2.5 hours of live, over-the-shoulder video, Chris shows you how to:
* Find HOT markets
* Do advanced market research
* Determine which products actually sell
* Identify 10 different types of high-value products
* Learn the simple science of creating Web copy that actually sells
* Roll out your product with NO list
* Roll out your product if you DO happen to have a list
* Show you the big picture; i.e., making sure you don't make the same mistakes most digital publishers do by overlooking the real money in this business [and, yes, it is a business]

For Serious Marketers Only
If you just want to flit from one big "Internet guru"'s product launch to another, that's OK.

However...

You need to know that you'll never amass true wealth -- creative, financial and otherwise -- until you develop your own products to market in order to make money online. And Chris, who generated $76,000 profit in just three [3] days, can show you how in this definitive guide to rapidly creating digital products, and selling them by the thousands.

If you're ready to step up your marketing endeavors and truly focus on mastering the most profitable online activity available, download "The 24-Hour HOT Product Formula" now:

==> http://TinyURL.com/croey7
____________________

Four-Minute Video Reveals The Reality of Why a Few Marketers Make Fortunes -- and Why the Majority Hardly Earn a Thing. [Hint: It's Not About "Working Harder"...]

Review: 'Blogging to the Bank 3.0' Can Help Anyone Make Money Online

This morning, government officials revealed that the U.S. jobless rate bolted to a 14-year high of 6.5 percent. [Uff da!] Want to seize control of your full-time or part-time income-generating success? Read on...

Blogging has been around for a few years now. Most people use blogs to record their thoughts and lives, while the select few use them as a free way to make a fortune.

One guy who uses blogging to his advantage is Rob Benwell. In 2006, he dished the dirt on the tips and tricks to making a fortune using blogging. But, as time passes, the old systems become obsolete, and new techniques are required.

This is where his brand-new, fresh-off-the-digital-press "Blogging to the Bank 3.0" system comes into play.

For those who know who Rob, like me, you’ve probably made a killing using blogs. For those who don’t, here’s the story...

Back in 2005, Rob was struggling to make any profit online, had dropped out of college, and was getting deep into debt. He was trying all the techniques the "gurus" tell you to use, and wasn’t getting anywhere fast.

All of that went in the bin, and he started using his own techniques and started making more and more money using simple blogs. In early 2006, he shared this with the world and had a great e-book called "Blogging to the Bank." Tons of people prospered from using these techniques -- including me.

Rob then spoke at online marketing legend Yanik Silver’s Underground Online Marketing Seminar in London, where he revealed even more of his underground strategies for creating money-making blogs.

In July 2007, Rob released "Blogging to the Bank 2.0," which showed users his new methods for creating online wealth using blogs. In total, both versions have been read by over 50,000 people across the world.

But, as I said earlier, the techniques used in these e-books are now showing their age. [Some of them are not even working in the slightest!] This is where "Blogging to the Bank 3.0" comes into play...

It’s full of great, new techniques that work online right now! Everything’s explained in plain English, with all the fluff cut out.

I got hold of an advanced copy of Rob's e-book for a much higher price than what it actually sells for, and it has been worth every single cent! I downloaded it in the afternoon, and by the evening I was creating new profitable blogs. Within a couple of hours of them being active, I had made a nice little profit.

"Blogging to the Bank 3.0" teaches you Rob's new step-by-step blueprint to creating highly profitable, long-term niche blogs using the newest optimization techniques. There’s even a section on advanced Search Engine Optimization [SEO].

Most people think SEO is difficult, but Rob explains this nice and simply, so even the blogging newbie will understand it.

Now, there's too much to mention here about what else is included, but here's just a few of the things Rob is going to share with you:
* How One Dumb Little Blog Can Earn Over $3,947 Per Month
* The 5 Biggest Secrets That Guarantee A Home Run-Style Success For Any Blog You Create In 2009
* The Most Successful Step-By-Step Blueprint For Long-Term Blogging Success
* How To Create Real Blogs In Just A Few Clicks
* REVEALED: The Secrets To Building A Blog Empire That Earns Over $250,000 Per Year
* 6 Sure-Fire Promotion Techniques That Are Driving 36,313 Visitors To Just One Of My Blogs Every Month
* How Any Business Or Individual Can Use Blogging For More Exposure And Gain Instant "Ph.D" Credibility Status
* The One Technique No One Else Is Telling You About On How To Build A Multi-Million Dollar Blogging Empire

And this is just the main e-book... He's also offering over $2,000 in bonuses -- including your very own blog [$497 value!] -- if you download your copy within the next 24 to 48 hours.

If you want to learn from someone who's been blogging online since 2005, and earned millions of dollars in the process, then I strongly urge you to check this out ASAP:

==> http://TinyURL.com/5k7ma3

P.S.: Don't worry about losing any money. Rob guarantees his system 100%, and is offering you your money back in full if you don't have success within 60 days -- or if you're simply not satisfied for any reason. It's virtually impossible for you to lose out if you download your copy today:

==> http://TinyURL.com/5k7ma3
____________________

Click here to download your copy of Rob Benwell's "Blogging to the Bank 3.0: The Blueprint of a Blogging Millionaire" now!

How to Make Money From Funny Videos

Editor's note: Periodically, we like to bring you insights from men and women who truly prosper by example. Following, is a guest article by multimillionaire Mack Michaels [pictured], who's mentored countless folks on making money online. Simply put, he brings a wealth of experience to ProsperNOW readers.

By Mack Michaels, Millionaire Mentor
Maverick Money Makers © 1997 - 2008

You can easily make funny video websites, and then profit from them nicely. Many people have done it and are actually making their living off it. Here's how to make funny video websites and make money at it:

1. Getting a Site

The first thing to making a funny video website is choosing a good name. Have some fun trying to think up catchy names for your website. A catchy, unique and memorable name is key to not only getting traffic, but maintaining traffic.

2. Getting the Videos

You can easily lift videos from other popular video sites. But there are also sites that allow you access to many of the popular funny videos which you can use. Many sites share videos with one another, as well. So, getting the videos to supply for your own funny video website is relative easy.

3. Making the Money

Making money off your site is going to consist of different forms of income streams -- from click-on ads, banner advertising, plus actual products which you can sell on your site and receive heavy commissions.

Start up accounts at Google and Yahoo for click-on ads, and find Internet products which will coincide with the type of videos you'll be showing. Many Internet products will have programs for webmasters, which you can sign up for and immediately start promoting products on your site. Once your site develops traffic, you can start to hit up larger businesses for banner ads, which can pay very well. The combination of different income streams will bring in a steady income flow, as long as your traffic is ramped up.

4. Putting Your Site Together

There are specific programs you can get for building sites. They will take the headache of "coding" away, and have you setting up your site quickly and fairly easily. A good "make video website" book or manual will show you exactly what needs to be done and provide inside access to sources, which can make things thousands of times easier.

Take Action
Maverick Money Makers is a private society that will teach you how to build a six-figure-a-month business on the Internet. If you want to make money online, join the society before it's too late:

==> http://TinyURL.com/8nn3ye
____________________

I'm building a recession-proof online business. Would you like to join me?

$541,839 ClickBank Commando Drops Affiliate Marketing Mega-Bomb!

Have you had the chance to see Alex Edevane's brand-new, $541,839 ClickBank affiliate mega-bomb video? No other word can describe it, but… "AMAZING"!

It's official: The ClickBank affiliate marketing industry has changed forever… and I mean it.

Alex, a former army commando, exposed to the world what every single "guru" has kept hidden from us for years. The incredible part of all of this is -- and listen closely -- since Alex released the "bomb" on video, many "inner circle" marketers have been angry. They cannot believe someone had the courage to expose them and their secrets to generating automatic ClickBank affiliate cash.

Alex's 1% M.O.L.B. Wealth Formula finally did it! If you want the opportunity to see how, go here:

==> http://TinyURL.com/3seqoq

The so-called "gurus" don’t want to share the pie! But it's too late… the "bomb" has been released.

What they don't know yet is that Alex not only exposed them, but he actually took it a step further and created a top-notch home-study course to coach others how to implement the secret formula that generates $1,165.25 in NET pro.fit, day in and day out.

Only a lucky group of people will learn that it took true army commando courage to expose the closely guarded ClickBank affiliate formula that turns any ordinary 9-5'er into a cash-spitting machine.

It's easier than you think... But, first, you will have to abandon everything you thought you knew about pr.ofiting with ClickBank -- i.e., everything that the "gurus" have told you.

You will have to follow the unique formula of the elite 1%...

==> http://TinyURL.com/3seqoq

Take No B.S. from Anyone; Give No B.S. to Anyone
That’s the army code: Be honest and demand honesty. If you knew Alex, you would know that anything he does is based on that concept. His 1% M.O.L.B. Wealth Formula home-study course is no different.

To prove this, let me reveal a little "secret"…

Some time ago, Alex developed a 1-on-1 mentoring program to teach the 1% M.O.L.B. Wealth Formula. He charged $12,000 for it and was booked for the whole of 2008!

His armed-forces integrity simply did not allow him to keep the ClickBank affiliate secret from people who could not afford the high price tag. This demanded too much of his time, so he decided to spill it all in his new, groundbreaking home-study course priced at a fraction of his 1-on-1 mentoring program [but 10x more effective!].

For a limited time, you have the opportunity to be amongst Alex's inner circle:

==> http://TinyURL.com/3seqoq

Carpe diem! [Seize the day!]
____________________

Make $1,165.25 in net profit every single day by NOT following the so-called affiliate marketing "gurus"!

Ex-Army Commando Exposes the Affiliate Marketing 'Gurus' on Video!

What happens when an ex-army commando soldier takes on the job of exposing the affiliate marketing industry?

...A $541,839 net income in less than 15 months!

What you are about to see will change everything you have heard or seen!

It seems that it had to take a true army commando to do the dirty job of uncovering what the so-called gurus have been feeding us for years.

Well, it's done! It's finally done...

Alex Edevane, a former army commando, has taken it upon himself to reveal to you the true code of successful ClickBank affiliate marketing -- the very code that our so-called guru "friends" have been trying to guard with their lives!

Alex has agreed not only to share his secret revelation with you, but to also show you PROOF that what he discovered is the real deal.

You can view the video that will LITERALLY change the ClickBank affiliate marketing industry:

==> http://TinyURL.com/3wqbpg

The Commando Affiliate Code
The question I asked myself when I heard about Alex and his groundbreaking discovery was, "Can the solution -- the formula -- be that easy to crack?"

The answer simply shocked me. And, to be honest, I am one tough person to convince.

You know, sometimes you look at something for a very long time and, although it's there, you simply can't see it. It might be because of the information overload we are exposed to on a day-to-day basis... who knows? But the simple fact is, sometimes you can't see it.

Maybe it takes an army commando to see things others can't see. Well, be that it as it may, I am thankful that Alex has had the courage and courtesy to share with us what 99% of online marketers are either afraid to, or simply just not willing to, share.

For a limited time, Alex's "industry-busting" code is revealed in this short video:

==> http://TinyURL.com/3wqbpg

To be honest, it's not only the 1,000+ bucks affiliate paydays that Alex achieves day in and day out. No. It's actually the WAY he achieves them. In other words, the code he cracked is what truly amazes me. See for yourself:

==> http://TinyURL.com/3wqbpg

If you've struggled at all to make money online, then Alex's revolutionary Internet profit system is just what you need. Take action now -- and prosper!
____________________

Make $1,165.25 in net profit every single day by NOT following the so-called affiliate marketing "gurus"!

Could You Use an Extra Paycheck?

Could you use some extra bucks to pay off bills? Make a new-car payment? Buy some cool toys? Take a vacation? If so, please pay attention to this one...

Top Internet marketer, Yanik Silver, just published his first "real" book, called "Moonlighting on the Internet." What's really interesting is that it goes totally against the "get-rich-quick" grain and, instead, focuses on five proven and reliable ways to make an additional $500 to $5,000 a month "moonlighting" on the Internet.

To kick off sales of his book, he's doing a special call with his co-authors going this Wednesday, Feb. 20, 2008. The call will be pitch-free and nothing but "get an extra paycheck" content on everything from information marketing, e-commerce stores, blogging, affiliate programs, and even eBay.

I have only been allotted a few spaces, so sign-up is on a 'first come, first served' basis. Reserve you spot right now at:

==> http://tinyurl.com/2p25m3

One other thing I should mention: Yanik has never built a website and calls himself a "computer dunce" -- so you can be sure that what he covers will not be technical nor require large sums of time or money.

If you're ready and know what you'll do with an extra paycheck each and every month, now is the time to discover how to Moonlight on the Internet. Join me on this content-packed call:

==> http://tinyurl.com/2p25m3
____________________

If just a few extra bucks isn't your thing, and you want to play with the "Big Boys & Girls" doing 6-, 7-, 8-...even 9-figures online, then Yanik's Underground[R] Seminar might be for you. It's nearing a sellout again...

Let Kyle & Carson -- AKA 'The Wealthy Affiliates' -- Show You How to Turn $5 Into $150 Online!

Last month, ProsperNOW introduced you to Kyle & Carson -- AKA "The Wealthy Affiliates" -- who have co-authored the coolest e-book available on the subject of Internet marketing ["'Who Loves Money' Named Top-Selling E-Book of 2007!"].

Well, they're offering a FREE guide that could have been included in their top-selling "Who Loves Money" [WLM] e-book, but is now available to anyone [e.g., students, graduates, retirees, job hunters, stay-at-home moms and dads, entrepreneurs] who wants to make a hefty $150 on just a $5 investment ... and with very little work, too.

Kyle & Carson are also going to give you all the tools and resources you need to accomplish this. If you think we're kidding, then you're in for a big surprise! They're committed to teaching people of all ages, backgrounds and interests how to become as financially free as they want to be -- as long as they're willing to invest the time, energy, patience and, yes, *some* money in order to achieve their Internet marketing goals. [Remember ProsperNOW's mantra: Want a "get-rich-quick" scheme? Look elsewhere!]

Not everyone has a lot of money to spend on advertising, and Kyle & Carson understand that. They work with people each and every day, and they know what the demand is for a product that helps people earn *something* online -- without having to spend their hard-earned money on some crazy tactic or outdated strategy. They know what works, and what they're offering you is just a small sample of what you are going to get within "Who Loves Money."

==> http://tinyurl.com/yqp5td

"Who Loves Money" is going to show you how Kyle & Carson made $60 per *minute* and give you the exact industry in which they worked to accomplish this. They're also going to give you a step-by-step system that will make you over $29,000/year -- provided that you effectively implement it.

How about learning how to leverage the largest marketplace in the world to find out what is hot and what people are buying? Niche hunting will also be put on the line, and they're going to show you how to become a research expert, and find the smallest and most profitable niches online!

'Nuff said for now. Simply go to Kyle & Carson's "Who Loves Money" website now, then sign up to get their FREE "Turning $5 Into $150" guide. Oh, and while you're there, be sure to check out all of the compelling testimonials and kudos from highly successful pros [e.g., Travis Sago, Ewen Chia] in the global Internet marketing realm, too!

==> http://tinyurl.com/yqp5td

Go forth and prosper!
____________________

Want to make the most of your Google AdWords account? Click link to let Kyle & Carson -- AKA "The Wealthy Affiliates" -- show you how!

Fed's Surprise Rate Cuts Might Signal Good Time to Buy Home, Refinance Mortgage

The Federal Reserve's surprise decision this morning to cut interest rates by 75 basis points may signal bleak times ahead for the U.S. economy. But that doesn't mean everybody will suffer. If you're looking to buy a home, refinance your mortgage, or consolidate debt via a home-equity loan, these next few weeks could very well help you prosper.

In a highly unusual move, Federal Reserve Chairman Ben Bernanke [pictured] on Tuesday announced plans to slash the fed funds rate to 3.5 percent, from 4.25 percent, hoping to calm the markets and to stimulate the slowing economy and avert recession. That the Fed did so a week before its scheduled meeting underscores how perilous conditions have become.

So, what's it mean to you?

First, the good news: If you need to borrow money, it might get cheaper. Rates on 30-year, fixed-rate mortgages already have fallen to about 5.4 percent from 6.3 percent six months ago. These rates take their cue from 10-year U.S. Treasury bonds, whose yields have fallen to 3.4 percent from 4 percent at the start of the year. So, maybe the 30-year mortgage will fall even further.

If you are thinking of buying a new home or refinancing a mortgage, consider waiting two or three weeks to see what mortgage rates do. There's not much risk they'll go up significantly, and there's some chance they'll drift down. Some analysts think the Fed may cut rates again at its Jan. 30 meeting.

Homeowners with adjustable-rate mortgages also may benefit from the Fed rate cut, which could lower the indexes used to rest adjustable loans. The one-year Treasury bill, for example, now yields about 3 percent -- down from 3.2 percent a month ago, and 5 percent a year ago.

In other words, if your loan resets every 12 months and used the one-year Treasury for a reset today, the interest rate could drop by two full percentage points, perhaps saving you hundreds of dollars a month.

Still, you might consider using this opportunity to refinance to a 30-year, fixed-rate loan. You could lock in that unusually good, below-6 percent rate and avoid rate hikes that you might face in the future with an adjustable loan.

The general decline in interest rates could influence rates on car loans, credit cards and home-equity loans. Unfortunately, so many factors affect those rates, it's too soon to know for sure. With interest rates in flux, keep an eye out for good deals.

Low interest rates and sinking home prices are creating opportunities for people shopping for a home or looking to refinance -- especially, if they have good credit. However, tightening lending standards are making it increasingly difficult for people to borrow if they have bad credit.

LendingTree can help you compare rates on mortgage loans, refinancing loans and home-equity loans -- with no fewer than four offers in each category. Submit your free request today!

* LendingTree Mortgage Loans: http://tinyurl.com/2v23dw

* LendingTree Refinance Loans: http://tinyurl.com/344n7a

* LendingTree Home Equity Loans: http://tinyurl.com/3bwlpn

SOURCES: Bankrate.com, MSNBC.com [file photo]
____________________

Homeowner? Get cash to consolidate your debt fast!

Multimedia Learning Package Helps Boost Your Credit Score to 720 in as Little as Three Months!

Wondering if you're overpaying or being denied a better life because of a low credit score? Wonder no more! In "7 Steps to a 720 Credit Score®: How to Win the Credit Game," you'll learn how to boost your credit score in as little as three months.

Learn the seven, little-known rules of credit -- and turn even poor credit into great credit, and into an opportunity to SAVE hundreds of dollars every single month! Even if you've been denied credit before -- or think your credit is beyond repair -- you can still raise your score to 720, the magic number that qualifies you for the best rates and loans, helping you to save hundreds of dollars every month in interest payments!

For instance, did you know you could save $589 a month on a $300,000 home loan if you have a 720 credit score instead of a lower score? That adds up to $212,040 over 30 years! On the other hand, did you know you could be a high-income earner, paying bills on time, without ever having a collection…and still have a low or average credit score that's costing you hundreds of dollars each month?

It happens all the time. Why? Because we are being judged every day by a set of rules most people never learn. That's why, in "7 Steps to a 720 Credit Score," credit and personal finance expert Philip X. Tirone will teach you the seven steps for playing the credit game so you will establish great credit -- in as little as three months!

For example, you'll learn:
* A dirty little trick that credit-card companies use to lower your credit score to keep their competitors away from you. Learn if you're a victim of this -- including how to fix it.
* Which errors on a credit report are a waste of time to fix and which are a high priority [helping you to raise your score by 5, 10, 15, 20 points at a time].
* How to build credit [if you have none] and rebuild credit if you've gone through a divorce, bankruptcy, or other major delinquency.
* Why you should NOT become a cash-only citizen. At the same time, learn how to keep credit active without putting yourself into debt.
* How paying collections can HURT your credit score.
* How to prepare for a loan by improving your credit score.
* How to maintain a high credit score for the rest of your life!

With a 720 score, lenders will compete for your business -- giving you lower interest rates, insurance premiums, and more -- helping you to save tons of money. Money that you can use toward a new car, vacation home or boat, your children's or grandchildren's college fund, retiring early, or anything else you desire.

Just think: You won't have to change your job or increase your income to gain all of this. All you have to do is change your credit score…in seven simple steps!

Embarrassed by your credit score? Thinking about buying a home or a car? Got collections? Want to save hundreds, even thousands, of dollars every month -- simply by raising your credit score to 720? Order Philip X. Tirone's multimedia "7 Steps to a 720 Credit Score" today!

Who's Philip X. Tirone?
Philip X. Tirone is an expert in residential home financing and a mortgage broker, whose past production proved to be a major powerhouse in his mortgage firm's billions of dollars in loan sales. With a unique background in difficult-to-obtain loans, Philip has spent many years finding loans for borrowers with bad credit, no credit, bankruptcy, and stated income. He has analyzed over 10,000 credit reports and worked with his clients to maximize their credit scores to minimize their interest payments.

An accomplished entrepreneur and philanthropist, Philip is also the creator of the financial tool, Complete Financial Navigator™; is a frequent guest lecturer at the University of California, Los Angeles; and, most recently, was featured in the New York Times bestseller, "Secrets of the Young & Successful," by Jennifer Kushnell.

Click on this link to order Philip's "7 Steps to a 720 Credit Score" now!
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Curious about your credit score? Get FICO Scores/Reports here!